Where Trust and Faith Lead You Home.
The mortgage you need to secure your Kingdom.
Save $1,000's on your Mortgage
Rule your realm of homeownership with Kingdom Home Loans, your partner for purchase or refinance
F E A T U R E S
6 Ways Kingdom Home Loans secure your lower rates
Secure your home purchase loan
Unlock Your Dream Home with Our Mortgage Services. We specialize in securing your home purchase loan, ensuring you get the keys to your new home with confidence
Refinance for lower rates
Use today's great loan options to cut your monthly payment and interest. How will you spend the savings?
Compare loans and pick the best
Don't settle for the first mortgage offer. Compare rates using our tools for the best terms.
Get your loan funded faster
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Evaluate your property
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Get a cash out refinance
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
OUR OFFERING
Get Pre-Approved
Find out how much you qualify for
Refinance
Looking to consolidate debt or lower your rate?
Home Equity Line of Credit
Keep your low rate and borrower from some of your equity
Mortgage Rate Options
FIxed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable ARM
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions.
Interest Only
Interest Only loans are when the monthly payment does not include the repayment of principal for a certain period of time. Interest Only loans are offered on fixed rate or adjustable rate mortgages as wells as on option ARMs. At the end of the interest only period, the loan becomes fully amortized.
Temporary Buy-Down
A temporary buy-down is a loan where the interest rate is bought down temporarily for the first year(s) of the loan. This can help borrowers ease into the full mortgage payment at the beginning of the loan term and free up some cash flow.
Loan Program Options
VA Home Loan
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan varies depending on the county, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
FHA Home Loan
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers.
USDA Loans
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Non QM / Hard Money Loans
Non-Qualified Mortgage (Non-QM) / hard money options open doors for a broader range of homebuyers, providing unparalleled flexibility and inclusivity in the lending process.
Your Kingdom Home Loan: Fully Funded in Just 30 Days!
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Kingdom Home Loans for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.
WHAT WE DO?
All the services you need, in one place
Pick the Right Home Purchase Loan for You
Your journey to homeownership hinges on discovering the optimal loan solution tailored to your specific circumstances. We're here to assist you in making that decision
Accomplish Your Strategic Refinance
Looking for extra financial flexibility? Considering home upgrades? We'll guide you in selecting a refinancing rate that puts significant savings in your hands. Your choices are limitless
Shop Around for the Best Rate
As the prospective homeowner, YOU have the ultimate say. Prior to accepting your initial loan offer, explore our rate comparisons to ensure you secure the most favorable deal with terms that suit you best
